How to Add Money to Your Reloadable Prepaid Debit Card

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With Cash at Any Checkout Lane

  • Simply bring your Reloadable Card to any checkout lane or service desk.
  • Ask the associate to load $10 to $1,000 directly onto your Reloadable Card.
  • The funds are immediately available for you to use.
  • Cash reload fee is $3.


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By Direct Deposit

The most convenient and FREE way to load your Reloadable Card is by direct deposit. You can load up to $5000 from your paycheck onto your card as long as it does not exceed maximum card limits (see fee schedule for details). Your funds will be available on your normal payday.
It’s fast, easy, and FREE.

  • As a cardholder, enjoy a bonus $10 added to your Reloadable Prepaid Debit Card upon first successful direct deposit.* Extra money! (You’re welcome)


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With the Recharge Card™

  • Purchase a Recharge Card in participating Kroger Family of Stores locations† for $3.
  • Take your Recharge Card to the cashier to load any amount of cash between $10 to $1,000.

Once you have purchased a Recharge Card and you’re ready to add the funds to your Reloadable Card, simply log in to your account or call 1-888-853-9480 to transfer your funds to a Reloadable Kroger REWARDS Prepaid Card.

Only send money to someone you know and trust. Once you give your Recharge number to someone or instruct us to load money to someone’s card, that transaction cannot be reversed.


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Transfer Money from a Bank Account

A convenient way to load your card.†† With an electronic funds transfer, you can add money to your card from the website of many banks, credit unions and financial institutions.

  • Visit your bank’s website and follow the instructions for an electronic funds transfer or “ACH Transfer.”
  • You will need account details, like routing & account number, from your Kroger REWARDS Prepaid Card.
      • Log in to your account and select Direct Deposit to locate those account details needed to set up your transfer.


PayPal logo

Add money from your PayPal account

You can even add money from your PayPal account.

If you have a PayPal account, you can transfer money from that account to a Kroger REWARDS Prepaid Card. Visit or their mobile app for questions.^^


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Mobile Check Load with Ingo Money**

Add funds to your card in minutes with the Ingo Money App by taking photos of your check with your smartphone. Fees may apply.** Download the app to complete a deposit.

Get the Ingo app on the app storeGet the Ingo app on Google Play

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Card-to-Card Transfer

Moving funds between our cards is simple. Login below or use our Kroger REWARDS Prepaid App to move funds on your Reloadable Card to another Kroger Reloadable Card.


visa readylink

You can also reload your card through the Visa® Readylink network at participating locations.^^

Learn More

Redeeming Rewards

Using your rewards points is as easy as earning them.*

To use your coupons, scan the barcode on the back of your Personalized Reloadable Card when making purchases in our stores.

Money Services

Cashing Checks at one of our Kroger Family stores?

If so, remember you can have your cash added to your Reloadable Prepaid Debit Card!